Natural timing
Home and term cover answer the risks created by the loan itself.
Loan & Mortgage DSAs
Protect the loan you helped your client take.
A mortgage is often the largest financial commitment a client makes. MITRA helps DSAs add home and term cover at the right moment, through a compliant POSP route, without turning the loan journey into a product push.
★★★★★ claims support for your clientsIRDAI-registered intermediary
Is this right for you?
A partnership that should fit how you already work
- help clients finance homes or large financial commitments
- want protection to be a meaningful part of the disbursal conversation
- need a full service and claims team after the introduction
Why partner with MITRA
Where claims support becomes your edge
One compliant shelf
Advise across relevant insurance lines after POSP certification.
Claims that preserve trust
A claim expert stays available long after the disbursal is complete.
How it works
From hello to your first policy
A simple, compliant onboarding shaped around the commercial route that fits your practice.
- 01
Apply
Tell us how your DSA practice works.
- 02
Certify
Complete the POSP onboarding with MITRA guidance.
- 03
Offer relevant protection
Use quotes and plain-language comparisons at the right point in the journey.
- 04
We service
MITRA handles ongoing servicing and claims.
The commercial model
IRDAI POSP route
As an IRDAI-certified POSP, you can advise and earn on relevant policies under regulated structures. We keep the conversation buyer-first: cover should fit the client, not merely the disbursal.
The difference your clients feel
Anyone can sell a policy. Few can stand beside a claim.
A loan is a promise a family lives with for years. When the unexpected happens, human claims support protects both the client and the trust they placed in your advice.
The shelf you’ll offer
Products your clients can access through you
Health insurance
Coverage, exclusions and the claim process, explained in plain language.
ExploreLife insurance
Term cover, riders and claims, explained without a sales pitch.
ExploreHome insurance
Protection for the home and belongings your clients have built.
ExploreCyber insurance
Protection for online fraud and identity theft, subject to policy terms.
ExplorePartnership FAQs
Questions, answered
Straight answers, in plain English.
Can a loan DSA sell insurance?
A DSA can use the IRDAI POSP route to advise on specified insurance products, subject to certification and applicable rules.
Which cover fits a mortgage customer?
Term cover can protect the family from an unpaid loan, and home insurance can protect the property and contents. The right structure depends on the client’s needs.
Who handles my client’s claim?
A dedicated MITRA claim expert handles the documentation, insurer or hospital coordination and plain-language updates through settlement - free for the life of the policy.
Do I keep my client relationship?
Yes. MITRA handles the insurance advice, policy servicing and claims support; the trusted relationship you have built stays yours.
How do we get started?
Start with a short conversation about your clients, operating model and the compliant route that fits. Commercial terms follow IRDAI-regulated structures.
Explore other paths
There is more than one way to partner
Free · Unbiased · No pressure
Let’s build it together
A 15-minute call with our partnerships team - how it works, how claims support becomes your edge, and what route fits you.
