- Documents verified
- Hospital & TPA coordinated
- Settlement tracked to the last rupee
India's only 5-Star Rated insurance claim support - a real person helps you choose well, then stands beside you through every claim.
A named claim expertOne person. One number. Until it's settled.
80,000+Families protected
25,000+Claims settled
5★Customer rating on Google
30+Insurance partners
98%Claims resolution rate
Why MITRA
Most platforms help you buy. We help you claim.
Anyone can show you fifty plans and a discount. The real test of insurance is the day you need it - so we built everything around that day.
A human on every claim
Every policyholder gets a named claim expert - one person, one number, accountable from intimation to settlement.
Zero paperwork on you
Your expert pre-fills forms, verifies every document and coordinates the hospital, insurer or TPA.
No surprises at claim time
We flag the waiting periods, sub-limits and exclusions before you buy - so nothing catches you out when you actually claim.
The care continues in your pocket
After you buy, the MITRA app tracks every claim live, keeps all your policies in one place, and includes member benefits - free, for the life of your policy.
What we cover
Every policy your family needs, under one roof.
Each product page explains the exclusions, the trade-offs and exactly how claims work.
Health insurance
Cover structured around how your family actually lives.
Family floater · Individual · Super top-up
Explore health insurance
Life insurance
Your income, protected for the people who depend on it.
Term insurance · Riders · Endowment & savings
Explore life insurance
Also on MITRA - with the same claims promise
The MITRA promise
Four commitments, for every customer
The things we hold ourselves to - whether you buy today, next year, or never.
- 01
Honest advice
Plain-language guidance based on your needs. What a plan won't cover comes before you buy.
- 02
Right-fit plans
A curated shortlist from 30+ insurers - matched to your life, not our targets.
- 03
Zero-pressure buying
No timers, scare tactics or fake urgency. You decide when you're ready.
- 04
Claims, handled
A named expert who owns paperwork, coordination and follow-ups end to end.
Find your number
Less guesswork.
More certainty.
Before you compare policies, find out what you are actually protecting. Two free calculators turn the big “how much?” into a number built around your life.
Free · 5 short steps · No sign-up01
Health cover calculator
“What could one hospital stay cost your family by the time you need it?”
Find the health cover that can keep up.
We factor in your city, family, existing cover and medical inflation - then suggest not just how much cover, but how to structure it.
Calculate my health cover02
Life cover calculator
“If your income stopped tomorrow, how long would your family’s plans stay on track?”
Put a real number on their safety net.
Add the life you are building - everyday expenses, loans and big promises - subtract what you already own, and see the gap clearly.
Calculate my life coverMITRA blog
Understand insurance before you buy it
Plain-English guides written by advisors, not marketers. No jargon, no fear, no fine-print surprises.
Health insurance
Explore all articlesHealth Insurance Tax Benefits: A Plain-English Guide to Section 80D
How much tax can health insurance save? Section 80D limits, senior-citizen rules, the old-vs-new-regime catch and the 2025 GST change—explained simply.
9 min readLife insuranceTerm Insurance Tax Benefits: 80C, 80D and 10(10D), Explained Simply
Term insurance offers three tax benefits—80C on premiums, 80D on riders and a tax-free death benefit under 10(10D). See the rules and catches for FY 2026-27.
10 min readHealth insuranceRoom rent limits, explained simply
Why a ₹5,000 room cap can shrink your entire claim - and how to choose a plan without one.
2 min readQuestions, answered
Frequently asked questions
Straight answers, in plain English.
What makes MITRA different from insurance comparison websites?
Comparison sites show you everything and leave the deciding to you. MITRA is an advisory: an expert understands your situation first, recommends a small shortlist with the trade-offs explained, and stays after purchase whenever you claim.
Is MITRA's advice really free? How do you earn?
Yes - consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard regulated commission from insurers when a policy is issued. Premiums are identical across distribution routes.
Which insurers does MITRA work with?
We work with 30+ leading IRDAI-registered insurers across health, life, home and cyber insurance. Because we are not owned by any insurer, our advice stays neutral.
I already have insurance. Can MITRA still help?
Absolutely. We review existing policies, explain what you are covered for, and advise on gaps, top-ups or porting. If your current plan is good, we will tell you to keep it.
What does claims support include?
A dedicated claim expert prepares and verifies documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement. It is included for policies bought or ported through MITRA.
Free · Unbiased · No pressure
Talk to an insurance expert, not a salesperson
A 15-minute call to understand your needs, answer your questions, and - only if it makes sense - recommend a plan. You decide the pace.
