A human on every claim
Every policyholder gets a named claim expert — one person, one number, accountable from intimation to settlement.
Rated 5★ by our customers on Google
Anyone can sell you insurance. The real test comes the day you claim — and that's what MITRA is built for. Buy any policy through us and a dedicated claim expert handles the paperwork, the hospital, and the insurer until your claim is settled. Free, for the life of your policy.
Free advice · No pressure · Human claims support
Why MITRA
Anyone can show you fifty plans and a discount. The real test of insurance is the day you need it — so we built everything around that day.
Every policyholder gets a named claim expert — one person, one number, accountable from intimation to settlement.
Your expert pre-fills forms, verifies every document and coordinates the hospital, insurer or TPA.
Plans are judged by policy wording and claim performance, not the commission they pay.
What we cover
Each product page explains the exclusions, the trade-offs and exactly how claims work.
Family floater · Individual · Super top-up
Explore health insurance Life insuranceTerm insurance · Riders · Endowment & savings
Explore life insuranceAlso on MITRA — same claims promise
The MITRA promise
Plain-language guidance based on your needs. What a plan won't cover comes before you buy.
A curated shortlist from 30+ insurers — matched to your life, not our targets.
No timers, scare tactics or fake urgency. You decide when you're ready.
A named expert who owns paperwork, coordination and follow-ups end to end.
Learning centre
Plain-English guides written by advisors, not marketers. No jargon, no fear, no fine-print surprises.
Why a ₹5,000 room cap can shrink your entire claim — and how to choose a plan without one.
6 min readLife insuranceA simple framework — income, loans and goals — to arrive at the right sum assured without overpaying.
7 min readClaimsThe seven common rejection reasons, and what to check before you ever need to claim.
8 min readQuestions, answered
Comparison sites show you everything and leave the deciding to you. MITRA is an advisory: an expert understands your situation first, recommends a small shortlist with the trade-offs explained, and stays after purchase whenever you claim.
Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard regulated commission from insurers when a policy is issued. Premiums are identical across distribution routes.
We work with 30+ leading IRDAI-registered insurers across health, life, home and cyber insurance. Because we are not owned by any insurer, our advice stays neutral.
Absolutely. We review existing policies, explain what you are covered for, and advise on gaps, top-ups or porting. If your current plan is good, we will tell you to keep it.
A dedicated claim expert prepares and verifies documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement. It is included for policies bought or ported through MITRA.
Free · Unbiased · No pressure
A 15-minute call to understand your needs, answer your questions, and — only if it makes sense — recommend a plan. You decide the pace.