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Claims
Sleep Apnoea Surgery Claim Denied? Steps to Take Next
If your sleep apnoea surgery health insurance claim was denied, review the reason, collect evidence, complain to the insurer and understand your escalation options.
Life insurance
Term Insurance Without a Medical Test: Is It Right for You?
Considering term insurance without a medical test? Understand how insurers assess applications, what you need to disclose and when an examination may help.
Life insurance
Fake Life Insurance Policies: How to Check Before You Pay
Worried about a fake life insurance policy scam? Verify the insurer, agent, payment route and policy details before sharing documents or paying.
Health insurance
Health Insurance Tax Benefits: A Plain-English Guide to Section 80D
How much tax can health insurance save? Section 80D limits, senior-citizen rules, the old-vs-new-regime catch and the 2025 GST change—explained simply.
Life insurance
Term Insurance Tax Benefits: 80C, 80D and 10(10D), Explained Simply
Term insurance offers three tax benefits—80C on premiums, 80D on riders and a tax-free death benefit under 10(10D). See the rules and catches for FY 2026-27.
Health insurance
Room rent limits, explained simply
Why a ₹5,000 room cap can shrink your entire claim - and how to choose a plan without one.
Life insurance
How much term cover do you actually need?
A simple framework - income, loans and goals - to arrive at the right sum assured without overpaying.
Claims
Why insurance claims get rejected - and how to avoid it
The seven common rejection reasons, and what to check before you ever need to claim.