Close the group-cover gap
Personal cover can stay with an employee across job changes and protect beyond a group-policy limit.
HR & Employee Benefits
Close the gaps group cover leaves behind.
Employer cover is a good start, not a complete protection plan. MITRA helps HR consultants and benefits partners offer employees portable personal health, super top-up, term and cyber cover - with a named expert behind every claim.
★★★★★ claims support for your clientsIRDAI-registered intermediary
Is this right for you?
A partnership that should fit how you already work
- work with employers on benefits, retention or employee wellbeing
- want to address gaps that group cover leaves behind
- want a claims experience employees genuinely value
Why partner with MITRA
Where claims support becomes your edge
A relevant retail shelf
Health, super top-up, term and cyber cover can complement an existing benefits programme.
A claims team for the workforce
Every employee can have a named human claim expert, reducing HR escalation pressure.
How it works
From hello to your first policy
A simple, compliant onboarding shaped around the commercial route that fits your practice.
- 01
Scope
Discuss workforce needs and the employer’s existing benefits.
- 02
Sign up
A referral or facilitation agreement requires no insurance licence on your side.
- 03
Introduce
MITRA advises employees on portable individual cover.
- 04
We service
MITRA supports renewals and claims end to end.
The commercial model
Referral / workforce facilitation
Partner on a referral or workforce-facilitation basis. MITRA advises each employee, issues portable retail cover and services every claim; group or master-policy options can be scoped where appropriate.
The difference your clients feel
Anyone can sell a policy. Few can stand beside a claim.
A benefits programme is judged when an employee actually claims. MITRA gives each policy a named expert so the benefit becomes something the workforce can genuinely use.
The shelf you’ll offer
Products your clients can access through you
Health insurance
Coverage, exclusions and the claim process, explained in plain language.
ExploreLife insurance
Term cover, riders and claims, explained without a sales pitch.
ExploreHome insurance
Protection for the home and belongings your clients have built.
ExploreCyber insurance
Protection for online fraud and identity theft, subject to policy terms.
ExplorePartnership FAQs
Questions, answered
Straight answers, in plain English.
Why do employees need cover beyond the employer group policy?
Group cover is often capped, can exclude parents and usually ends when employment ends. Personal health, super top-up and term cover can fill those gaps.
Is this group insurance or retail cover?
The core model is portable retail cover owned by each employee, which complements group cover. A group structure can be assessed where it fits better.
Who handles my client’s claim?
A dedicated MITRA claim expert handles the documentation, insurer or hospital coordination and plain-language updates through settlement - free for the life of the policy.
Do I keep my client relationship?
Yes. MITRA handles the insurance advice, policy servicing and claims support; the trusted relationship you have built stays yours.
How do we get started?
Start with a short conversation about your clients, operating model and the compliant route that fits. Commercial terms follow IRDAI-regulated structures.
Explore other paths
There is more than one way to partner
Free · Unbiased · No pressure
Let’s build it together
A 15-minute call with our partnerships team - how it works, how claims support becomes your edge, and what route fits you.
