No conflict
You do not sell or earn a product commission; your fiduciary standing stays intact.
Financial Advisors & RIAs
Recommend protection without compromising your fee-only standing.
SEBI RIAs and fee-only planners should not compromise a fiduciary position to make sure clients are protected. MITRA offers a clean referral route: you point clients to unbiased advice, MITRA advises on fit, and a dedicated expert handles every claim.
★★★★★ claims support for your clientsIRDAI-registered intermediary
Is this right for you?
A partnership that should fit how you already work
- are a SEBI RIA or fee-only planner who puts client interest first
- want clients properly insured without earning a product commission
- need a partner whose advice you would be comfortable putting your name behind
Why partner with MITRA
Where claims support becomes your edge
Advice you would give
Fit and claim outcomes guide the recommendation, including when the answer is no change.
Claims reflect on you
The referral stays useful at the exact moment a client needs support.
How it works
From hello to your first policy
A simple, compliant onboarding shaped around the commercial route that fits your practice.
- 01
Apply
Tell us about your practice and clients.
- 02
Sign up
A simple referral agreement - no insurance certification required.
- 03
Introduce
MITRA advises, recommends and issues where it fits.
- 04
We service
MITRA supports servicing and every claim.
The commercial model
Conflict-free referral
You introduce the client; a MITRA advisor handles suitability, product selection, issuance and claims. Because you neither sell nor earn an insurance commission, your fee-only or fiduciary standing is preserved.
The difference your clients feel
Anyone can sell a policy. Few can stand beside a claim.
Your clients trust you because your advice is clean. MITRA makes the claim the centre of the relationship so your recommendation is vindicated where it counts.
The shelf you’ll offer
Products your clients can access through you
Health insurance
Coverage, exclusions and the claim process, explained in plain language.
ExploreLife insurance
Term cover, riders and claims, explained without a sales pitch.
ExploreHome insurance
Protection for the home and belongings your clients have built.
ExploreCyber insurance
Protection for online fraud and identity theft, subject to policy terms.
ExplorePartnership FAQs
Questions, answered
Straight answers, in plain English.
Can a SEBI RIA refer clients for insurance without a conflict?
A referral model can preserve a fee-only position because the RIA does not sell the product or earn a sales commission; confirm the arrangement suits your own regulatory obligations.
Will MITRA push products on my client?
No. Advice is based on fit, and a recommendation can be to keep existing cover when that is the better answer.
Who handles my client’s claim?
A dedicated MITRA claim expert handles the documentation, insurer or hospital coordination and plain-language updates through settlement - free for the life of the policy.
Do I keep my client relationship?
Yes. MITRA handles the insurance advice, policy servicing and claims support; the trusted relationship you have built stays yours.
How do we get started?
Start with a short conversation about your clients, operating model and the compliant route that fits. Commercial terms follow IRDAI-regulated structures.
Explore other paths
There is more than one way to partner
Free · Unbiased · No pressure
Let’s build it together
A 15-minute call with our partnerships team - how it works, how claims support becomes your edge, and what route fits you.
